Track receipts and expenses without the $50/month Xero subscription.
| Feature | Xero | Receipt Tracker |
|---|---|---|
| Price | $50/month ($600/year) | $9 one-time (free demo available) |
| Subscription | Monthly or annual — cancel anytime (but you won't want to) | One purchase, yours forever |
| Upload required | Yes — all your data goes to their cloud | Never — 100% client-side in your browser |
| Account needed | Yes — email, bank linking, accountant access | No signup, no account, no email |
| Offline support | No — requires internet connection | Works offline after first load |
| Receipt capture | Mobile app with camera | Camera + drag & drop in any browser |
| Expense categories | Predefined, requires setup | 8 categories — travel, meals, office, software, etc. |
| Export formats | PDF, CSV — locked behind subscription | PDF + CSV — free tier exports included |
| Data privacy | Your financial data on Xero's servers | Your financial data never leaves your browser |
| Lock-in risk | Cancelling means losing years of historical data | Standard PDF/CSV — your data, your format |
Xero is a powerful accounting platform — if you're a growing business that needs full invoicing, payroll, and bank reconciliation. But if you're a freelancer tracking 5–20 receipts per quarter, you're paying $600/year for features you'll never use.
Receipt Tracker is purpose-built for the occasional freelancer. Upload a receipt photo, fill in the details, export a clean PDF for tax season. Done. $9 once. No subscription, no learning curve, no data on any server.